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Pet Health Insurance
With the cost of health care rising these days, pet health insurance is something that most pet owners are looking into.
In cases of accidents or long term illnesses it can be a matter of life and death for your dog. Many a pet owner has been able to save her beloved companion because they could afford the price of the care through pet health insurance.
Pet health insurance should give you that peace of mind.
Eliminate the financial stress of providing unexpected medical attention
Cover cancer treatment costs
Choose from several plans from complete coverage to accidents only
Pet recovery service available
Compare plans side by side
When looking for dog health insurance, look for the following:
- How much does the insurance cover?
- Can you use the veterinarian of your choice?
- Do premiums increase with age?
- Is there a fixed deductible?
- Does it last the lifetime of your dog?
- Does it cover hereditary and/or congenital defects?
Most dog and cat owners love their pets as if they were a family member, however many will not think about their's pet's health needs until it's too late
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According to the APPMA (American Pet Products Manufacturer's Association) the basic overall expenses for a dog owner are as follows:
- Surgical Vet Visits $453
- Food $217
- Kennel Boarding $225
- Routine Vet $219
- Groomer/Grooming Aids $127
- Vitamins $77
- Treats $66
- Toys $41
Looking at these numbers, the one that stands out is the cost of health care. Imagine then what the costs would be if your dog suffers a serious injury from an accident or a catastrophic illness that might require surgery and hospitalization. Unfortunately, most pet owners will incur the expense whether they can afford it or not because we love our pets and they are considered part of the family.
This is the reason why pet health insurance is now becoming mainstream and more pet owners are looking into purchasing some sort of insurance plan for their cats and dogs.
Although pet health insurance is not the perfect solution, it certainly provides peace of mind in extreme cases where health care expenses could become a financial burden.
Pet health insurance has been around for some time and it was once thought it was only for the very rich but many insurers are now offering pet plans and prices have become more competitive.
As with human health insurance, pet health insurance has monthly or annual premiums, deductibles, even co-payments and these may vary depending upon the health of the insured, and the different coverage plans that are often available. Keep in mind that different dog breeds have a direct effect on the cost of premiums since certain breeds are prone to chronic diseases.
Comprehensive pet health insurance plans may or may not cover the costs of annual checkups, vaccinations, routine care and preventive medications, and spay/neuter surgeries.
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